Cheap Car Insurance Quotes in Placerville California
Cheap Car Insurance Quotes in Placerville California
Cheap car insurance quotes in Placerville California

If you're looking for cheap car insurance in Placerville California, you have many options. You can choose from Geico, Mercury, AAA, State Farm, or other popular companies. These companies offer auto insurance in a variety of different levels and can be beneficial to your particular needs.


Geico offers cheap car insurance quotes in Placenville California for drivers who want to compare rates. These quotes are based on a variety of factors, including your gender, age, vehicle make and model, driving history, and credit score. You can also find out the minimum policy limits that apply to you.

Different insurance companies offer different rates and terms, so it's important to compare several quotes before settling for one. The Jerry app allows you to compare multiple quotes in seconds, saving you time and money. Once you find the best coverage, you can then set it up.

GEICO also offers discounts to 500+ organizations. For example, active duty military members, veterans, and National Guard and Reserves can receive a 15% discount on some types of coverage. Additionally, people who insure more than one vehicle with GEICO can get discounts on the cost of their policy.

Geico's quotes are among the lowest in California. The average minimum liability policy costs $1,312 a year, which is 38% cheaper than the state average. If you are under 25, Geico offers a minimum liability policy for just $390 a year. Considering that California drivers are more likely to get into accidents, it's best to get collision and comprehensive insurance.


Mercury Insurance has recently been in the news for its questionable business practices. Recently, the company has been accused of misrepresenting policyholders in order to increase sales. Its business practices have been criticized as deceptive and unfair, putting many consumers at risk. The company is currently under investigation by the Department of Insurance after an investigation uncovered areas of Mercury's business practices that have harmed policyholders. Its business practices also reportedly violated California's Proposition 103, which requires insurance companies to give good drivers a 20 percent discount.

Mercury Insurance provides basic coverage for auto owners, including liability, property damage, and uninsured/underinsured motorist insurance. Other coverage options available from Mercury include comprehensive, collision, and personal injury protection. These coverages should meet minimum requirements in your state. Mercury also offers multi-car, umbrella, and business insurance policies.

Mercury has a reputation for being among the most affordable car insurance companies. Their rates are lower than those of most national insurance companies. Mercury insurance also offers discounts for many types of drivers. Depending on your state, you may qualify for more discounts than what you could get with other insurance companies.

Mercury car insurance is accessible to drivers in 11 states. In Placerville, the rate for a driver with a clean driving record is about $64 per month. In contrast, a driver with one ticket or accident will pay about $81 a month. Keeping a clean driving record is very important to keep your insurance rate as low as possible.


AAA car insurance quotes in Placerville California can save you a lot of money if you're an AAA member. In addition to legendary roadside assistance, AAA membership also entitles you to special member discounts on car insurance, car repairs, and other services. Additionally, you can save money on select DMV services, child car seat installations, and more. In addition, many branches of AAA offer maps and TourBooks.

There are several factors that determine the auto insurance rate in your area. The make and model of your car, your gender, and driving record all have an impact on the cost of your monthly premium. Your ZIP code is also an important factor. Getting an accurate quote can help you find the right plan for your budget.

If you're ready to compare car insurance quotes in Placerville, CA, start by filling out the form. Once you've completed the form, you can then compare the different quotes and choose the best one for your needs. Remember, your budget is always the number one consideration when comparing insurance quotes in Placerville, CA. If you're on a budget, you might need to compromise on coverage for price. However, if you can afford it, full coverage may be more important for you.

While car insurance rates can vary, a clean driving record will ensure lower insurance costs. Drivers with a clean driving history can expect to pay as little as $64 per month, while those with a few minor violations may end up paying as much as $81 per month. Keeping a clean driving history is important because a single accident can add up, which can increase your monthly insurance costs.

State Farm

If you are in search of cheap car insurance in Placerville California, you are not alone. State Farm is one of the leading insurance companies in the state. We serve Placerville, CA, and the surrounding El Dorado County communities. Contact us today to receive a free quote for auto insurance and more!

Car insurance rates in Placerville California are based on many factors, including your driving history. Clean driving records can lower your rates. Drivers with few violations can expect to pay as low as $64 a month, while those with a record full of tickets and accidents can expect to pay as high as $81 a month. It is imperative to keep your record clean to avoid paying more than you need to.

Zip code is another important factor in determining car insurance rates in Placerville. The density of the population and the number of accidents can affect your rate. By comparing your zip code with other ZIP codes in the area, you can compare the premiums of each company.

In addition to offering low auto insurance rates, State Farm also offers discounts for safe driving. Its Drive Safe & Save program uses a mobile app to monitor the driving habits of its customers, and it offers discounts up to 50% off your auto insurance rate. Other benefits include rental car coverage and travel expenses coverage. You can also get rideshare insurance, which is beneficial for those who share a vehicle.

Driving record

One of the easiest ways to lower your auto insurance costs is to make sure that you have a good driving record. Even if you don't have a lot of driving experience, it's still possible to find a good deal if you take the time to do your research. If you have been driving for several years, you can also get lower rates by taking a defensive driving course. These courses are often state-approved and you can get discounts for completing them. Another way to reduce your premiums is to stick with the same insurance company for several years. This will allow you to qualify for loyalty discounts and safe driver discounts.

Another factor that can affect your auto insurance rate is the type of vehicle you drive. If you drive a hybrid, you can expect to pay lower rates than a driver with a traditional car. However, if you drive a sports car or a minivan, you should know that their premiums will be higher than other cars.

While your driving history is important, remember that your car insurance cost can change drastically depending on the type of insurance you choose. If you don't have any tickets or accidents on your record, you can expect to pay less than drivers with multiple violations. For instance, a driver with a single accident and ticket will pay an average of $64 per month. These costs can add up, so make sure to keep your driving record clean.


In order to get the best rates on your Placerville California car insurance, you must know how to compare the various quotes available to you. There are several tips to help you compare the different quotes you receive. You should also compare the quotes provided by various agents and companies.

First of all, you should consider the type of car insurance you need. The average car insurance policy premium in Placerville, CA is $1,846, but you can reduce the cost by finding discount options. Some companies offer incentives for switching policies. It is a good idea to revisit your list of preferred providers every six months to see if any discounts have been offered. You might also find that some of the terms of the insurance policies have changed.

Insurance providers consider your driving habits and location while calculating your quote. If you regularly drive on the street, you will get a higher rate than someone who parks their car in a garage. Also, if you have an anti-theft device installed in your car, it will help lower your Placerville car insurance quote.

Before comparing quotes, you should decide your budget for the policy. This will help you to narrow down the list of companies. Some companies offer expensive comprehensive policies while others have basic liability plans. Generally, most drivers will fall somewhere in between.